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Last Modified on November 4, 2023

Migraines are more than just “bad headaches.” They are a complex and debilitating neurological condition that affects millions of people worldwide. While there are numerous migraine subtypes, chronic migraines go...

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Last Modified on October 21, 2023

Certain worker benefits provided by employers are subject to federal regulation. For example, those who have short-term or long-term disability insurance coverage provided by their employers typically have certain protections...

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Last Modified on October 6, 2023

When you bought your long-term disability (LTD) policy, you saw it as an investment for the future. After all, you have a one-in-four statistical possibility of becoming disabled before you...

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Last Modified on September 20, 2023

As you may know by now, getting the disability benefits you deserve under an employer-sponsored disability plan governed by the Employee Retirement Income Security Act (ERISA) is no easy task....

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Last Modified on September 15, 2023

When you apply for long-term disability (LTD) benefits, the benefits don’t start immediately. Even assuming you meet all the qualifications for disability under your policy’s rules, you still have to...

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Last Modified on September 7, 2023

Car accidents happen every day. It’s estimated that nearly 15 million accidents happen a year, which amounts to over 30 thousand accidents a day. Of those 15 million auto accidents,...

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