On behalf of McDermott Law, LLC | Jul 28, 2020 | Disability, Long-Term Disability
Many professionals purchase individual disability insurance (IDI) to supplement employer-provided disability insurance or because an employer does not provide short-term or long-term disability coverage. Insurance companies that offer IDI rely on extensive screening...
On behalf of McDermott Law, LLC | Jul 25, 2020 | Disability
Long-term disability insurance is a blessing for someone who suffers an illness or injury that keeps him or her from working for a long period. It provides supplemental income to cover basic needs when a person cannot earn money his or herself. Many employers offer...
On behalf of McDermott Law, LLC | Jul 3, 2020 | Disability
Short-term disability benefits or STD benefits provide income for those who miss work for at least seven days. If a person cannot perform his or her job duties, then he or she may deserve 60 to 100 percent of pre-disability earnings. When you apply for STD benefits,...
On behalf of McDermott Law, LLC | Jun 5, 2020 | Disability
If you are fortunate, your employer provides you with both short-term and long-term disability insurance. If not, you may wish to consider purchasing these types of insurance for yourself, particularly long-term disability insurance. Policy Genius explains that both...
On behalf of McDermott Law, LLC | Jun 1, 2020 | Disability
Many employees receive disability insurance through an employer sponsored plan. But as a professional, you might buy your own. Medical professionals, lawyers and executives often pay for individual disability insurance (IDI) that can provide broader benefits. Yet, the...
On behalf of McDermott Law, LLC | May 21, 2020 | Disability
There are several different types of long-term disability insurance, and the details of your policy may have a significant impact on the appeals process if your claim gets denied. If you get your LTD insurance through your employer, chances are that your claim falls...
On behalf of McDermott Law, LLC | May 16, 2020 | Disability
Disability insurance is a type of coverage that provides you with benefit payments when you cannot work due to an illness or injury not covered under other types of insurance, such as workers’ compensation. For example, if you suffer injuries that prevent you...
On behalf of McDermott Law, LLC | Apr 9, 2020 | Disability, Long-Term Disability
We rely on insurance companies to be there for us when an event or condition prevents us from making financial ends meet. Long term disability (LTD) insurance policies are meant to provide monthly payments in case of a disability that lasts six or more months. Whether...
On behalf of McDermott Law, LLC | Mar 4, 2020 | Disability
Colorado has laws in place to keep insurance companies from denying or delaying payment of a disability insurance claim for unreasonable justifications. When an insurance company fails to provide disability payments that an injured worker is entitled to, that worker...
On behalf of McDermott Law, LLC | Jun 14, 2019 | Disability, Firm News
For purposes of claiming disability benefits, you must be in a position to prove a disabling condition that results in an inability to support yourself with gainful employment. As per our Colorado disability lawyers at McDermott Law, that requires medical...
