Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Colorado Legal Blog
What are risk factors for severe whiplash?
Suffering injuries related to your car accident in Colorado may create ongoing and debilitating pain. Addressing your injuries right away may prevent them from worsening and allow you to control unwanted symptoms more effectively. In situations where you notice an...
Some risks can lead to denied disability insurance applications
Many professionals purchase individual disability insurance (IDI) to supplement employer-provided disability insurance or because an employer does not provide short-term or long-term disability coverage. Insurance companies that offer IDI rely on extensive screening...
Employer-provided vs. private LTD insurance
Long-term disability insurance is a blessing for someone who suffers an illness or injury that keeps him or her from working for a long period. It provides supplemental income to cover basic needs when a person cannot earn money his or herself. Many employers offer...
Independent medical exams for short-term disability claims
Short-term disability benefits or STD benefits provide income for those who miss work for at least seven days. If a person cannot perform his or her job duties, then he or she may deserve 60 to 100 percent of pre-disability earnings. When you apply for STD benefits,...
How do you handle the aftermath of a crash?
When Colorado drivers like you get into a crash, you should know what to do right away. Your actions in the immediate aftermath may impact how your case gets handled in the future. To that end, you must look at the steps taken after a crash. This ranges from the...
How do short-term and long-term disability differ?
If you are fortunate, your employer provides you with both short-term and long-term disability insurance. If not, you may wish to consider purchasing these types of insurance for yourself, particularly long-term disability insurance. Policy Genius explains that both...
What can you do when your IDI claim faces rejection?
Many employees receive disability insurance through an employer sponsored plan. But as a professional, you might buy your own. Medical professionals, lawyers and executives often pay for individual disability insurance (IDI) that can provide broader benefits. Yet, the...
How do you appeal a denied ERISA claim?
There are several different types of long-term disability insurance, and the details of your policy may have a significant impact on the appeals process if your claim gets denied. If you get your LTD insurance through your employer, chances are that your claim falls...
The history of ERISA and how it helps you
Pensions are more secure due to the Employee Retirement Income Security Act (ERISA). Your insurance claims under ERISA may appear complex, but with the right resources it can secure you the help you need. According to the Department of Labor, the IRS oversaw private...
What do you need to file a life insurance claim?
Being named as the beneficiary of someone's life insurance policy may provide you with helpful benefits including financial support and stability. If your loved one has passed away and you are anticipating receiving benefits from his or her life insurance policy,...
