Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Colorado Legal Blog
What happens if insurance denies my LTD claim?
You don’t expect to have an illness or injury leave you unable to work. But if something does happen, you may have long-term disability (LTD) protection to protect lost wages. Check with your employer to see if you have LTD, either because the employer provided it to...
What If My Employer Fails to Pay Long-term Disability Premiums?
Is your employer refusing to pay you the long-term disability premiums that they owe you? They may give you any number of less than agreeable reasons for their actions. Or they may not give you a reason at all. If this is the treatment you are receiving, the time is...
Colorado Disability Lawyers Explain the Importance of Medical Documentation of a Disabling Medical Condition
For purposes of claiming disability benefits, you must be in a position to prove a disabling condition that results in an inability to support yourself with gainful employment. As per our Colorado disability lawyers at McDermott Law, that requires medical...
McDermott Law, LLC Files Lawsuit Over Cigna’s Wrongful Denial of Benefits
A Registered Respiratory Therapist was diagnosed with fibromyalgia and suffered from chronic pain with positive trigger points, fatigue, dizziness, and concentration and memory impairment. After it became clear that she could no longer perform the material duties of...
Termination from Employment Even as a Result of Disability Can Impact Your Coverage
Some disability benefit plans require that the claimant remain employed, even in inactive status, in order to receive benefits. In these situations, an employee may need to have their Family Medical Leave Act (“FMLA”) approved to protect their employment status in...
Cigna Reverses Long-Term Disability Denial of Service Technician
McDermott Law, LLC was once again successful on behalf of a client whose disability benefits were wrongfully denied. These long-term disability (“LTD”) benefits governed by the Employee Retirement Income Security Act (“ERISA”), and insured by Cigna, have now been...
Standard Terminates Benefits from Teacher Suffering from Spinal Impairments
After graduating from college with a bachelor’s degree in Physical Education and a minor in Special Education, Ms. B enjoyed a successful career as a teacher. Eventually, she received her master’s degree in Special Education. Due to lasting effects from several...
McDermott Law, LLC Changes Life for Client Whose Disability Benefits Were Terminated
An Oncology Medical Coder from Arizona landed her dream job and moved to Colorado with her three horses. Shortly after the move, her feet slipped out from under her and she fell down ten stairs. The injuries she suffered in the fall were worse than expected. Our...
Suicide Exclusion and Intoxication – New Colorado Supreme Court Decision Concerning Denied Life Insurance Claim
On June 4, 2018, the Colorado Supreme Court issued its opinion in Renfandt v. New York Life Insurance Company, 2018 CO 49, holding, “under Colorado law, a life insurance policy exclusion for ‘suicide, sane or insane’ excludes coverage only if the insured, whether sane...
Disability Claims for Firefighters & Police Officers
Many firefighters and police officers in the state of Colorado enjoy the benefits of the Fire & Police Pension Association of Colorado (FPPA). The FPPA administers a state-wide, multiple-employer retirement system providing defined benefit plan coverage. In...
