If you cannot work due to a medical condition, you have a disability, but your insurer may still deny your claim. Denials of long-term disability insurance claims can feel final and disconcerting, but they have no bearing on whether you have a disability. “Denials”...
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
What does AD&D insurance cover?
Accidental death and dismemberment, or AD&D, insurance is a type of coverage that helps to protect your loved one's financial future in the event of your death or permanent disability. Depending on your Colorado employer, you may receive a free AD&D insurance...
Documenting symptoms is crucial to a long-term disability claim
In a perfect world, you could simply fill out your application for long-term disability benefits and quickly receive the assistance you need. The reality is the application process can be long and complicated, especially if you have a condition that is likely to...
How do you handle the aftermath of a crash?
When Colorado drivers like you get into a crash, you should know what to do right away. Your actions in the immediate aftermath may impact how your case gets handled in the future. To that end, you must look at the steps taken after a crash. This ranges from the...
What If My Employer Fails to Pay Long-term Disability Premiums?
Is your employer refusing to pay you the long-term disability premiums that they owe you? They may give you any number of less than agreeable reasons for their actions. Or they may not give you a reason at all. If this is the treatment you are receiving, the time is...
Colorado Disability Lawyers Explain the Importance of Medical Documentation of a Disabling Medical Condition
For purposes of claiming disability benefits, you must be in a position to prove a disabling condition that results in an inability to support yourself with gainful employment. As per our Colorado disability lawyers at McDermott Law, that requires medical...
McDermott Law, LLC Files Lawsuit Over Cigna’s Wrongful Denial of Benefits
A Registered Respiratory Therapist was diagnosed with fibromyalgia and suffered from chronic pain with positive trigger points, fatigue, dizziness, and concentration and memory impairment. After it became clear that she could no longer perform the material duties of...
Termination from Employment Even as a Result of Disability Can Impact Your Coverage
Some disability benefit plans require that the claimant remain employed, even in inactive status, in order to receive benefits. In these situations, an employee may need to have their Family Medical Leave Act (“FMLA”) approved to protect their employment status in...
Cigna Reverses Long-Term Disability Denial of Service Technician
McDermott Law, LLC was once again successful on behalf of a client whose disability benefits were wrongfully denied. These long-term disability (“LTD”) benefits governed by the Employee Retirement Income Security Act (“ERISA”), and insured by Cigna, have now been...
Standard Terminates Benefits from Teacher Suffering from Spinal Impairments
After graduating from college with a bachelor’s degree in Physical Education and a minor in Special Education, Ms. B enjoyed a successful career as a teacher. Eventually, she received her master’s degree in Special Education. Due to lasting effects from several...
