If you have loved ones who depend on you for financial support in Colorado, you might know that you need life insurance. After you pass on, the payout will be essential in paying the bills. Maybe you are worried that you'll have to take a life insurance exam to...
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability insurance: Why you need it in your life
Many people in Colorado are not aware of the importance of purchasing disability insurance. The earning power is perhaps a person's most important assets and thus, having protection on it is critical to ensuring that your life is not heavily damaged during times of...
The life insurance contestability period
Life insurance claims in Colorado and around the country can be denied for several reasons. Insurers may refuse to pay a claim if the premiums were not paid on time and the policy lapsed, or they may assert that the death was not covered. This could happen if the...
What do you need to file a life insurance claim?
Being named as the beneficiary of someone's life insurance policy may provide you with helpful benefits including financial support and stability. If your loved one has passed away and you are anticipating receiving benefits from his or her life insurance policy,...
What should I know about filing a life insurance claim?
When a loved one dies, you will have many tasks to handle. One of those tasks will be filing a life insurance claim. The Insurance Information Institute explains that when you file a life insurance claim, it helps to know all the details of the policy. This will...
Suicide Exclusion and Intoxication – New Colorado Supreme Court Decision Concerning Denied Life Insurance Claim
On June 4, 2018, the Colorado Supreme Court issued its opinion in Renfandt v. New York Life Insurance Company, 2018 CO 49, holding, “under Colorado law, a life insurance policy exclusion for ‘suicide, sane or insane’ excludes coverage only if the insured, whether sane...
4 Essential Steps to Take When Filing Claims for Life Insurance Benefits
When you are ready to submit a life insurance claim to an insurance provider, certain steps will have to be taken to ensure the claim is properly submitted and processed. In general, these steps will include (but may not necessarily be limited to): Locate and Read the...
Life Insurance Awareness Month
September is Life Insurance Awareness Month. Many life insurance companies and financial institutions use this as an opportunity to contact their insureds and other potential customers to promote their life insurance products. There is no doubt obtaining life...
4 Life Insurance Mistakes to Avoid
Don’t Make These Life Insurance Mistakes Life insurance can provide a critical financial safety net for families after a loved one passes. It’s important to understand, however, that what you do when you sign up for insurance – and how you maintain a policy – can end...
Life Insurance Claim Denials: 3 Common Reasons for Denials
Life insurance claim denials can be disheartening, but they are not necessarily the final word in a claim, as beneficiaries can appeal denials when they think that insurance companies have made wrong decisions. In fact, by fighting back after wrongful life insurance...
