It can be devastating for Colorado families to have a life insurance claim denied. Life insurance policies are usually meant to help cover some of the costs of a funeral after the loss of a loved one. When those funds aren't immediately available it can cause a lot of...
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
What is a life insurance waiver of premium?
Having life insurance is crucial if you want to protect your family from financial struggle in the event of your unexpected death. A life insurance policy will ensure your family members receive a sum of money when you pass away, as long as you comply with your...
Some reasons why life insurance claims get denied
Many adults living in Colorado like knowing that life insurance provides them with certain protections. Unfortunately, not everyone who needs it can qualify for it. Sometimes, insurance companies will deny claims. To learn more about why this happens, here are three...
The common causes of denied life insurance claims
Colorado residents may find themselves in a battle with insurance companies when trying to file life insurance claims. The reality is that receiving a denied claim from an insurance company during a time when you are already grieving for the loss of a loved one only...
What to expect at a life insurance exam
If you have loved ones who depend on you for financial support in Colorado, you might know that you need life insurance. After you pass on, the payout will be essential in paying the bills. Maybe you are worried that you'll have to take a life insurance exam to...
Disability insurance: Why you need it in your life
Many people in Colorado are not aware of the importance of purchasing disability insurance. The earning power is perhaps a person's most important assets and thus, having protection on it is critical to ensuring that your life is not heavily damaged during times of...
The life insurance contestability period
Life insurance claims in Colorado and around the country can be denied for several reasons. Insurers may refuse to pay a claim if the premiums were not paid on time and the policy lapsed, or they may assert that the death was not covered. This could happen if the...
What do you need to file a life insurance claim?
Being named as the beneficiary of someone's life insurance policy may provide you with helpful benefits including financial support and stability. If your loved one has passed away and you are anticipating receiving benefits from his or her life insurance policy,...
What should I know about filing a life insurance claim?
When a loved one dies, you will have many tasks to handle. One of those tasks will be filing a life insurance claim. The Insurance Information Institute explains that when you file a life insurance claim, it helps to know all the details of the policy. This will...
Suicide Exclusion and Intoxication – New Colorado Supreme Court Decision Concerning Denied Life Insurance Claim
On June 4, 2018, the Colorado Supreme Court issued its opinion in Renfandt v. New York Life Insurance Company, 2018 CO 49, holding, “under Colorado law, a life insurance policy exclusion for ‘suicide, sane or insane’ excludes coverage only if the insured, whether sane...
