Can a person’s occupation prevent them from obtaining life insurance? It can certainly make it more difficult to obtain and require higher premiums. Life insurance providers categorize certain occupations as hazardous to a person’s health and/or safety. If a person...
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
2 common reasons life insurance companies won’t pay benefits
Many people's estate plans hinge on their life insurance policies. They expect the coverage they carry to pay for their funeral services and also to help their family cover basic living expenses. There are even some people who expect their life insurance policy to...
Life insurance might still be payable after a suicide
McDermott Law recently helped a client settle a tragic case involving his wife’s death and the insurance company’s failure to pay on her life insurance claim. A young couple purchased life insurance to protect them if something terrible were to happen to the other....
3 reasons companies refuse to pay out on life insurance policies
Life insurance is an investment in the security of your closest loved ones. You pay for a policy so that they can afford a funeral for you and so that they can maintain the same standard of living when you no longer contribute to the family. There are different kinds...
How do beneficiaries handle a life insurance claim?
Life insurance policies serve a vital purpose. When the policyholder passes away, the beneficiaries could immediately file a claim and use the funds to cover numerous financial obligations ranging from funeral and household expenses to a child's educational costs....
Why are some life insurance claims denied?
It can be devastating for Colorado families to have a life insurance claim denied. Life insurance policies are usually meant to help cover some of the costs of a funeral after the loss of a loved one. When those funds aren't immediately available it can cause a lot of...
What is a life insurance waiver of premium?
Having life insurance is crucial if you want to protect your family from financial struggle in the event of your unexpected death. A life insurance policy will ensure your family members receive a sum of money when you pass away, as long as you comply with your...
Some reasons why life insurance claims get denied
Many adults living in Colorado like knowing that life insurance provides them with certain protections. Unfortunately, not everyone who needs it can qualify for it. Sometimes, insurance companies will deny claims. To learn more about why this happens, here are three...
The common causes of denied life insurance claims
Colorado residents may find themselves in a battle with insurance companies when trying to file life insurance claims. The reality is that receiving a denied claim from an insurance company during a time when you are already grieving for the loss of a loved one only...
What to expect at a life insurance exam
If you have loved ones who depend on you for financial support in Colorado, you might know that you need life insurance. After you pass on, the payout will be essential in paying the bills. Maybe you are worried that you'll have to take a life insurance exam to...
