Many employers in Colorado provide disability insurance for their employees. If the plan falls within the definition of “retirement plan” under the Employee Retirement Income Security Act (ERISA), the people who are responsible for administering the plan must abide by...
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
The history of ERISA and how it helps you
Pensions are more secure due to the Employee Retirement Income Security Act (ERISA). Your insurance claims under ERISA may appear complex, but with the right resources it can secure you the help you need. According to the Department of Labor, the IRS oversaw private...
Cigna Once Again Reverses Its Decision to Terminate Benefits of Client Suffering from Multiple Sclerosis
McDermott Law has once again been successful on behalf of a client whose disability benefits were wrongfully terminated . . . TWICE. Ms. J had been receiving disability benefits as a result of suffering from Multiple Sclerosis (MS) when Cigna terminated her benefits...
Disability Insurance and ERISA: An Overview
If your disability insurance is provided through your employer, understanding how ERISA may impact your disability claim can be confusing. However, the following overview of how disability insurance and ERISA generally work together can provide you with some important...
401(k) Disability Protection Programs
Some employers offer 401(k) disability protection programs for your 401(k) savings in addition to long-term disability (LTD) coverage. Traditional disability insurance replaces a portion of your working income if you become disabled. However, traditional LTD...
5 Mistakes to Avoid When Applying for ERISA Benefits (Pt. 1)
After sustaining a serious injury that impairs your ability to work, you may be entitled to long-term disability benefits under the Employee Retirement Income Security Act (ERISA), an employer-sponsored insurance plan. While ERISA can provide injured workers with the...
Post-Traumatic Stress Disorder, Depression and Anxiety Leads to Disability
“Ron” called our office when MetLife terminated his long-term disability(LTD) benefits, claiming he was no longer disabled under the group LTD insurance policy provided by his employer. Because the insurance was provided through work, his claim was governed by the...
CIGNA Reverses Long-Term Disability Denial of Woman with Multiple Conditions
This office was once again successful on behalf of a client whose disability benefits were wrongfully denied. These long-term disability benefits governed by the Employee Retirement Income Security Act (ERISA), and insured by CIGNA, have now been granted. Ms. B...
MY ERISA DISABILITY CLAIM APPEAL WAS DENIED; WHAT CAN I EXPECT NOW?
So there you are: you submitted an internal appeal of your denied long-term disability claim with your insurance carrier or claim administrator and that appeal has been denied. (hopefully, you have used the services of a qualified and experienced disability attorney...
