In Colorado, public employees can look forward to a robust safety net should they face debilitating health issues that prevent them from working. This is thanks to the Colorado Public Employees' Retirement Association (PERA), which offers its members disability...

Is long-term disability insurance right for you?
Colorado offers residents short-term disability benefits at no cost. Those who find themselves disabled may be able to receive benefits for up to 180 days. However, the state doesn't offer cost-free long-term disability insurance. You'll need to buy it For those who...
4 rules for applying for Colorado’s PERA disability benefits
Most governmental employees and some other individuals qualify for disability benefits through enrollment in Colorado’s Public Employees’ Retirement Association (PERA). If you elected the PERA Defined Benefit (DB) Plan, you have access to disability benefits should...
Qualifying and Applying for the Colorado PERA Disability Program (Pt. 1)
When the employees of public agencies get hurt, the Colorado PERA (Public Employees’ Retirement Association) Disability Program may provide them with essential benefits to help them recover and get back to work. In this two-part blog series, we will provide you with...