Last year, Colorado voters approved a ballot measure that will require most employers in the state to provide up to 12 weeks of paid, job-protected family and medical leave (and up to 16 weeks if medical complications warrant). That will put us ahead of many states,...
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Can you bring a bad faith claim against your disability insurer?
When you take out short-term disability (STD) or long-term disability (LTD) insurance, you agree with the insurer that both of you will act in good faith. You cannot lodge false or exaggerated claims, and they cannot deny or delay claims without a valid reason. Yet,...
Understanding how short-term disability insurance works
Short-term disability insurance protects workers in Colorado by providing them with a significant portion of their salary if they cannot work due to illness or injury that is not incurred on the job. Benefits generally are 40% to 80% of your salary before the illness...
Some information about short-term disability benefits
Short-term disability benefits help employees in Colorado support themselves while they recover from an injury or illness. If you recover within the time frame, you'll be able to stop collecting disability and go back to work. However, your situation might change if...
Can you be fired while taking short-term disability?
Many people in Colorado are hesitant to go on short-term disability because they're afraid that they'll lose their job. While some people might tell you that you can't be fired while you're on leave, this isn't actually true. Your employer can fire you from your job...
Strengths and shortcomings of short term disability insurance
Disability insurance generally comes in two categories: short term disability and long term disability. Obviously, the main difference between them lies in how long the disability is expected to last, and in how long the benefits will continue. Generally, STD...
Do I need both short- and long-term disability policies?
If you are joining a new company, you might be given the opportunity to purchase short-term disability or long-term disability insurance policies as part of your benefits and compensation package. If you are a business owner or a self-employed person, you may also be...
Do disability benefits cover pregnancy?
The Family Medical Leave Act (FMLA) is a federal law that enables eligible employees to take extended time off from work for personal or familial medical needs. The FMLA establishes a twelve-week timeline for parents to return to work due to extended medical leave but...
McDermott Law, LLC Changes Life for Client Whose Disability Benefits Were Terminated
An Oncology Medical Coder from Arizona landed her dream job and moved to Colorado with her three horses. Shortly after the move, her feet slipped out from under her and she fell down ten stairs. The injuries she suffered in the fall were worse than expected. Our...
May is Disability Insurance Awareness Month
Disability Insurance Awareness Month (“DIAM”) is a campaign started and sponsored by the nonprofit organization Life Happens. The first goal of the campaign is to encourage people to take the time to consider the reality of missing work for any period of time, and to...
