Many people in Colorado are hesitant to go on short-term disability because they're afraid that they'll lose their job. While some people might tell you that you can't be fired while you're on leave, this isn't actually true. Your employer can fire you from your job...
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Strengths and shortcomings of short term disability insurance
Disability insurance generally comes in two categories: short term disability and long term disability. Obviously, the main difference between them lies in how long the disability is expected to last, and in how long the benefits will continue. Generally, STD...
Do I need both short- and long-term disability policies?
If you are joining a new company, you might be given the opportunity to purchase short-term disability or long-term disability insurance policies as part of your benefits and compensation package. If you are a business owner or a self-employed person, you may also be...
Do disability benefits cover pregnancy?
The Family Medical Leave Act (FMLA) is a federal law that enables eligible employees to take extended time off from work for personal or familial medical needs. The FMLA establishes a twelve-week timeline for parents to return to work due to extended medical leave but...
McDermott Law, LLC Changes Life for Client Whose Disability Benefits Were Terminated
An Oncology Medical Coder from Arizona landed her dream job and moved to Colorado with her three horses. Shortly after the move, her feet slipped out from under her and she fell down ten stairs. The injuries she suffered in the fall were worse than expected. Our...
May is Disability Insurance Awareness Month
Disability Insurance Awareness Month (“DIAM”) is a campaign started and sponsored by the nonprofit organization Life Happens. The first goal of the campaign is to encourage people to take the time to consider the reality of missing work for any period of time, and to...
Another Successful Short Term Disability Appeal to Cigna – and Grant of Concurrent Application for Long-Term Disability Benefits
The attorneys and staff at McDermott Law, LLC have prevailed again on an ERISAshort-term disability appeal to Life Insurance Company of North America (LINA) (underwriter of disability insurance policies for Cigna). Perhaps more importantly, our client also obtained...
5 Key Things to Understand about Your Disability Insurance Policy
Long-term disability insurance policies can be complicated. The language is unique and contains terms and phraseology not often seen before. If you have short- and/or long-term disability coverage, understanding the following key elements of your policy is crucial...
May is Disability Insurance Awareness Month
May marks the start of Disability Insurance Awareness Month (DIAM), a campaign started and sponsored by the nonprofit organization Life Happens. The goal of DIAM is to educate the public about their risk of disability and inspire them to invest in disability insurance...
