On behalf of McDermott Law, LLC | Jul 28, 2020 | Disability, Long-Term Disability
Many professionals purchase individual disability insurance (IDI) to supplement employer-provided disability insurance or because an employer does not provide short-term or long-term disability coverage. Insurance companies that offer IDI rely on extensive screening...
On behalf of McDermott Law, LLC | May 16, 2020 | Long-Term Disability
Long-term disability insurance is one of the benefits your employer may offer. While many employers will pay a portion of the costs for you, you may have to cover the full expense. This may have you wondering if it is worth it to get this insurance. NPR explains that...
On behalf of McDermott Law, LLC | Apr 9, 2020 | Disability, Long-Term Disability
We rely on insurance companies to be there for us when an event or condition prevents us from making financial ends meet. Long term disability (LTD) insurance policies are meant to provide monthly payments in case of a disability that lasts six or more months. Whether...
On behalf of McDermott Law, LLC | Jan 9, 2020 | Long-Term Disability
You don’t expect to have an illness or injury leave you unable to work. But if something does happen, you may have long-term disability (LTD) protection to protect lost wages. Check with your employer to see if you have LTD, either because the employer provided it to...
On behalf of McDermott Law, LLC | Apr 18, 2016 | Firm News, Long-Term Disability
Misconceptions about the Employee Retirement Income Security Act (ERISA) of 1974 abound. While this federal law is certainly complicated and it may be common that covered employees are completely unfamiliar with how it functions, or that it even exists, understanding...
