The people who suffer from cognitive impairment often live in a world of uncertainty. They have difficulty thinking, understanding, learning, making decisions and remembering. Cognitive disabilities can be caused by a number of things, including traumatic brain...
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Some risks can lead to denied disability insurance applications
Many professionals purchase individual disability insurance (IDI) to supplement employer-provided disability insurance or because an employer does not provide short-term or long-term disability coverage. Insurance companies that offer IDI rely on extensive screening...
Why do I need get long-term disability coverage?
Long-term disability insurance is one of the benefits your employer may offer. While many employers will pay a portion of the costs for you, you may have to cover the full expense. This may have you wondering if it is worth it to get this insurance. NPR explains that...
What to know about long term disability insurance
We rely on insurance companies to be there for us when an event or condition prevents us from making financial ends meet. Long term disability (LTD) insurance policies are meant to provide monthly payments in case of a disability that lasts six or more months. Whether...
What happens if insurance denies my LTD claim?
You don’t expect to have an illness or injury leave you unable to work. But if something does happen, you may have long-term disability (LTD) protection to protect lost wages. Check with your employer to see if you have LTD, either because the employer provided it to...
Disability and Life Insurance: Common Myths about ERISA Dispelled
Misconceptions about the Employee Retirement Income Security Act (ERISA) of 1974 abound. While this federal law is certainly complicated and it may be common that covered employees are completely unfamiliar with how it functions, or that it even exists, understanding...
