Disability Insurance Benefits And ERISA Attorneys
Doing What’s Right For Greater Colorado
Colorado Legal Blog
How negligence works in Colorado
Every state has laws for determining negligence in personal injury cases. Since car accidents make up most personal injury cases, they provide insight into Colorado’s process of determining negligence. Car accidents in Colorado are on the rise over the past few years....
4 rules for applying for Colorado’s PERA disability benefits
Most governmental employees and some other individuals qualify for disability benefits through enrollment in Colorado’s Public Employees’ Retirement Association (PERA). If you elected the PERA Defined Benefit (DB) Plan, you have access to disability benefits should...
What to know about long term disability insurance
We rely on insurance companies to be there for us when an event or condition prevents us from making financial ends meet. Long term disability (LTD) insurance policies are meant to provide monthly payments in case of a disability that lasts six or more months. Whether...
Do disability benefits cover pregnancy?
The Family Medical Leave Act (FMLA) is a federal law that enables eligible employees to take extended time off from work for personal or familial medical needs. The FMLA establishes a twelve-week timeline for parents to return to work due to extended medical leave but...
Challenging ‘bad faith’ disability insurance denials
Colorado has laws in place to keep insurance companies from denying or delaying payment of a disability insurance claim for unreasonable justifications. When an insurance company fails to provide disability payments that an injured worker is entitled to, that worker...
What happens if insurance denies my LTD claim?
You don’t expect to have an illness or injury leave you unable to work. But if something does happen, you may have long-term disability (LTD) protection to protect lost wages. Check with your employer to see if you have LTD, either because the employer provided it to...
What If My Employer Fails to Pay Long-term Disability Premiums?
Is your employer refusing to pay you the long-term disability premiums that they owe you? They may give you any number of less than agreeable reasons for their actions. Or they may not give you a reason at all. If this is the treatment you are receiving, the time is...
Colorado Disability Lawyers Explain the Importance of Medical Documentation of a Disabling Medical Condition
For purposes of claiming disability benefits, you must be in a position to prove a disabling condition that results in an inability to support yourself with gainful employment. As per our Colorado disability lawyers at McDermott Law, that requires medical...
McDermott Law, LLC Files Lawsuit Over Cigna’s Wrongful Denial of Benefits
A Registered Respiratory Therapist was diagnosed with fibromyalgia and suffered from chronic pain with positive trigger points, fatigue, dizziness, and concentration and memory impairment. After it became clear that she could no longer perform the material duties of...
Termination from Employment Even as a Result of Disability Can Impact Your Coverage
Some disability benefit plans require that the claimant remain employed, even in inactive status, in order to receive benefits. In these situations, an employee may need to have their Family Medical Leave Act (“FMLA”) approved to protect their employment status in...
