Category Archives: Long-Term Disability
Can disability insurers commit fraud against consumers?
It is common to find stories about consumers committing insurance fraud, but you almost never hear about fraud on the part of insurers. Unfortunately, it can and does happen, leaving those who depend on their insurance without the coverage they purchased. Several years ago, an…
Can strong medical evidence prevent a disability claim denial?
Many insurance companies that provide short-or-long-term disability coverage are notorious for denying valid claims. Sometimes, the claim denial might be an act of bad faith. Other times, the lack of supporting evidence can lead to a denied claim. Although disability insurers typically deny claims upon…
Case Result: McDermott Law gets insurance company to pay long-term care benefits and more
McDermott Law recently helped a client settle a claim for insurance benefits against his mother’s long-term care insurance company. The facts of this claim were particularly egregious. In the early 1990s, the insurance company convinced our client’s mother to pay it money each month in…
A dismemberment claim can address more than just limbs
When many people consider an accidental death and dismemberment (AD&D) claim, they think about the loss of a limb. It is clear that someone who has lost a leg will have mobility issues or that someone who has lost an arm may not be able…
How can you strengthen an appeal on a denied disability claim?
Unfortunately, not all insurance claims find success right away. Sometimes, the insurance company will deny a claim over form errors or accidental mistakes. Other times, claims are denied because of doubt over the claimant’s disability. If you receive a notice of denial, please do not…
Denied long-term disability claims
If you become ill and aren’t able to work, you could qualify for disability insurance to cover bills and other household expenses. The insurance will cover a portion of your salary if you are ill or injured, but there are cases when your insurance provider…
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