We do not handle Social Security Disability (SSDI) claims.

Long-Term Disability Claims: Trends in U.S. LTD Claims in Recent Yrs (Pt. 1)

Shawn E. McDermott

As part of its effort to inform the public about the issues associated with long-term injury and illness, the Council for Disability Awareness (CDA) has issued a report on some of the important trends emerging in long-term disability claims within recent years.

The CDA, a nonprofit organization, “engages in research, communications and educational activities that provide information and helpful resources to wage earners, employers, financial advisors, consultants and others who are concerned about the personal and financial impact a disability can have on wage earners and their families,” according to its website.

By taking the time to note the trends in LTD claims that have been emerging in recent years, it may be possible to identify some of the factors causing these changes and, ultimately, take action to try to better protect employees in the future.

A Look at the Emerging Trends in LTD Claims

Among the specific trends identified in the CDA’s report are that:

  • LTD claims payments have increased slightly since 2011 – In fact, payments for long-term disability claims have reportedly increased by 0.4 percent since 2011. Although this may seem like a small increase when it comes to individual claims, in aggregate, the amount paid out for LTD claims throughout the U.S. totaled an estimated $9.4 billion last year.
  • Last year was the first time in the past five years that the number of lives insured by LTD coverage actually increased – In fact, CDA researchers discovered a more than 1 percent increase in the number of U.S. employees who are covered by long-term disability insurance (increasing the number covered to about 32.3 million total American workers).

For our continued discussion on emerging trends in LTD claims in the U.S., be sure to check out the upcoming second part of this blog.

Denver, Colorado Long-Term Disability Insurance Lawyers at McDermott Law, LLC

If you or a loved one has recently been diagnosed with a debilitating condition, you will need an aggressive, experienced attorney who will fight for your rights and help you obtain the disability benefits you need and deserve. With more than 30 years of combined legal experience, the Denver long-term disability insurance lawyers at McDermott Law, LLC have been dedicated to helping injured individuals file disability claims, navigate through the complexities of the legal system, stand up to insurance companies and ultimately secure the maximum possible compensation for their injuries.

Our extensive knowledge of the law, coupled with our litigating experience and dedication to our clients, makes our attorneys highly effective at helping our clients obtain the full amount of the long-term disability benefits that they deserve.

When you choose to work with our respected legal professionals you can rest assured that you are getting the best possible representation for your disability claim and that you have the best chances of resolving your case as beneficially and efficiently as possible.

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For more information about your legal rights and entitlements, along with a professional evaluation of your potential case, set up a free initial consult with us by calling 303-964-1800or by emailing us using the contact form on this screen.

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