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Last Modified on January 27, 2023

Disability insurance protects workers who are unable to work due to their medical condition. Employers offer this insurance type as a short-term disability (STD) policy, covering you immediately, or a...

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Last Modified on January 16, 2023

It seems like every other month you get the same notice in the mail from your bank or credit union: A free offer of a $1,000 accidental death and dismemberment...

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Last Modified on January 10, 2023

Even a simple broken arm seems catastrophic when it impacts your well-being and ability to earn. However, insurance companies and even courts might not share the opinion that your injury...

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Last Modified on December 29, 2022

Many employers offer short-term disability (STD), a type of insurance that pays a portion of an employee’s salary when they are temporarily unable to work. STD benefits are payable at...

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Last Modified on December 14, 2022

If you have taken out disability insurance coverage on your own, you will need to work directly with the insurer. This includes obtaining information about the policies and paying premiums....

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Last Modified on December 1, 2022

Employers can offer disability insurance as a perk to their employees. The employees will often buy into this plan in a group setting, so all of them are covered under...

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