Employee Retirement Income Security Act (ERISA)

By Shawn E. McDermott

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Employee Retirement Income Security Act (ERISA)

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Last Modified on April 7, 2023

The Employee Retirement Income Security Act (ERISA)is a federal law that governs employer-provided insurance plans. One of the key provisions of ERISA is that you have the right to appeal...

By Shawn E. McDermott

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Disability

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Last Modified on March 23, 2023

Someone in need of disability benefits will submit an application to the insurance company, an action which hopefully results in weekly benefits. Some people have benefits provided by their employers,...

By Shawn E. McDermott

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Disabling Conditions

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Last Modified on March 21, 2023

If you’re waiting for your doctor to tell you that it’s time to file for long-term disability (LTD) benefits, don’t hold your breath. The vast majority of physicians won’t broach...

By Shawn E. McDermott

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Long-Term Disability

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Last Modified on March 11, 2023

Once your long-term disability (LTD) claim is approved and stabilized, the insurer may offer you a lump-sum buyout. You could obtain a considerable sum in exchange for ending your claim...

By Shawn E. McDermott

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Life Insurance

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Last Modified on March 5, 2023

Losing a loved one is one of the most difficult experiences that anyone can face in life. While grieving such a loss, you might learn that your loved one named...

By Shawn E. McDermott

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Employee Retirement Income Security Act (ERISA)

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Last Modified on February 11, 2023

An advantage of having employer-sponsored insurance policies is that you can typically get them for far less than it would cost to get your own. This is particularly true when...