Life Insurance

By Shawn E. McDermott

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Life Insurance

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Last Modified on September 14, 2016

September is Life Insurance Awareness Month. Many life insurance companies and financial institutions use this as an opportunity to contact their insureds and other potential customers to promote their life...

By Shawn E. McDermott

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Disabling Conditions

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Last Modified on June 29, 2016

Individuals suffering from bipolar disorder can experience many difficulties in life. Sufferers of bipolar disorder will experience feelings of depression that alternates with episodes of mania. The symptoms associated with...

By Shawn E. McDermott

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Employee Retirement Income Security Act (ERISA)

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Last Modified on June 22, 2016

When an ERISA-governed benefit claim – and subsequent internal appeal – has been denied by the insurance company, a denial claimant may then have the option to file a lawsuit....

By Shawn E. McDermott

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Long-Term Disability

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Last Modified on May 6, 2016

After filing a short- or long-term disability claim, you may be required by your insurance provider to attend a so-called independent medical exam (IME) (the more appropriate term is Insurance...

By Shawn E. McDermott

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Long-Term Disability

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Last Modified on April 29, 2016

Do you rely on your paycheck every month to cover your essential expenses? How long would you be able to support yourself if you were unable to earn a living?...

By Shawn E. McDermott

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Employee Retirement Income Security Act (ERISA)

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Last Modified on April 18, 2016

Misconceptions about the Employee Retirement Income Security Act (ERISA) of 1974 abound. While this federal law is certainly complicated and it may be common that covered employees are completely unfamiliar...