Disability

By Shawn E. McDermott

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Disability

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Last Modified on January 22, 2015

If you have long-term disability (LTD) or long-term care (LTC) insurance, your policy will have what is known as an elimination period associated with it. Understanding what elimination periods for...

By Shawn E. McDermott

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Disability

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Last Modified on December 18, 2014

Some employers offer 401(k) disability protection programs for your 401(k) savings in addition to long-term disability (LTD) coverage. Traditional disability insurance replaces a portion of your working income if you...

By Shawn E. McDermott

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Disability

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Last Modified on October 30, 2014

When the employees of public agencies get hurt, the Colorado PERA (Public Employees’ Retirement Association) Disability Program may provide them with essential benefits to help them recover and get back...

By Shawn E. McDermott

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Disability

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Last Modified on October 3, 2014

While the month of October rings in the fall season, it also marks the Department of Labor’s (DOL) National Disability Employment Awareness Month (NDEAM). NDEAM is a nationwide campaign intended...