Employee Retirement Income Security Act (ERISA)

By Shawn E. McDermott

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Employee Retirement Income Security Act (ERISA)

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Last Modified on December 27, 2014

If your disability insurance is provided through your employer, understanding how ERISA may impact your disability claim can be confusing. However, the following overview of how disability insurance and ERISA...

By Shawn E. McDermott

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Disability

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Last Modified on December 18, 2014

Some employers offer 401(k) disability protection programs for your 401(k) savings in addition to long-term disability (LTD) coverage. Traditional disability insurance replaces a portion of your working income if you...

By Shawn E. McDermott

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Long-Term Disability

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Last Modified on November 12, 2014

Today I want to write about a certain provision often found within a long-term disability policy that can significantly impact your ability to collect benefits. I am referring to the...

By Shawn E. McDermott

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Disability

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Last Modified on October 30, 2014

When the employees of public agencies get hurt, the Colorado PERA (Public Employees’ Retirement Association) Disability Program may provide them with essential benefits to help them recover and get back...

By Shawn E. McDermott

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Disabling Conditions

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Last Modified on October 14, 2014

Traumatic brain injuries are among the various types of conditions that can make it difficult – if not impossible – for people to earn a living. While people living with...

By Shawn E. McDermott

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Disability

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Last Modified on October 3, 2014

While the month of October rings in the fall season, it also marks the Department of Labor’s (DOL) National Disability Employment Awareness Month (NDEAM). NDEAM is a nationwide campaign intended...