Even a simple broken arm seems catastrophic when it impacts your well-being and ability to earn. However, insurance companies and even courts might not share the opinion that your injury is catastrophic.
Rest assured that you can get the settlement you deserve even when those in charge of making decisions disagree about the severity of your injury. Knowing how accident and injury compensation laws work can give your claim a sturdy foundation.
Examples of catastrophic harm
Unfortunately, no specific legal definition of catastrophic injury exists. Instead, insurers and judges strive to determine how the injury impacts the lives of victims. Even so, there are a few injuries that are typically deemed catastrophic.
- Serious burns
- Brain damage
- Spinal cord injuries
- Internal organ damage
- Amputation or disfigurement
These injuries typically result in life-changing effects or disability, often for the victim’s lifetime. Catastrophic harm typically yields more financial compensation than less severe injuries, but you may still be able to boost your award.
Consider noneconomic damages
Another term for pain and suffering, noneconomic damages address the physical and mental issues you may experience after a negligent injury. Under Colorado law, you may qualify for up to $600,000 in noneconomic damages.
Examples of pain and suffering include:
- Actual pain and physical suffering
- Mental or emotional distress
- Loss of life enjoyment
Pain and suffering damages can increase your compensation to an amount that will cover your physical and mental health needs. However, you must be able to show your need for noneconomic damages.
Knowledge of Colorado injury and accident compensation laws is critical to recovering a fair settlement. Partnering with a legal professional may also improve your odds of success in obtaining noneconomic damages.