Car accidents happen every day. It’s estimated that nearly 15 million accidents happen a year, which amounts to over 30 thousand accidents a day. Of those 15 million auto accidents, almost 50 thousand of them are fatal. A single driver may only see a handful of car...
Pregnancy can be pretty rough on the human body, but is it necessarily disabling? It may be. While every short-term disability policy has its own terms, pregnancy complications often qualify for benefits. After all, pregnancy is a medical condition, and short-term...
Life insurance is an essential financial resource that can provide peace of mind and financial security to your loved ones in the event of your passing. This contract between the policyholder and the insurance company allows the policyholder to pay regular premiums....
Insurance companies collect premiums without any guarantee of ever providing direct support for policyholders. Still, most people view an investment in disability insurance as worthwhile, especially if they are the primary wage earner for their household because it...
It seems like everybody is looking for ways to cut their expenses these days – but should you really consider sacrificing your accidental death and dismemberment (AD&D) policy? AD&D policies are often purchased as riders to other policies, including life...
Disabilities come in many different forms. People often think of the same clichés, such as a person who is disabled and has to use a wheelchair. But it’s very important to understand that disabilities do not always neatly fit into any boxes and may impact two...
In today’s competitive business landscape, attracting and retaining talented employees is crucial for the success and growth of any organization. Offering comprehensive employee benefits is one of the key strategies companies employ to help ensure employee...
Life insurance can offer much-needed benefits to your dependents following the financial impact of your demise. With life insurance benefits, your loved ones can receive the finances they need to maintain the standard of living and/or provide for your dependents. ...
Dismemberment insurance, often paired with life insurance in a package known as accidental death and dismemberment (AD&D) insurance, provides financial protection because of a severe accident. It offers peace of mind, knowing that if an accident leads to the loss...
In Colorado, public employees can look forward to a robust safety net should they face debilitating health issues that prevent them from working. This is thanks to the Colorado Public Employees' Retirement Association (PERA), which offers its members disability...
