On behalf of McDermott Law, LLC | Jun 21, 2019 | Firm News, Long-Term Disability and Combine Benefits with Claims
Is your employer refusing to pay you the long-term disability premiums that they owe you? They may give you any number of less than agreeable reasons for their actions. Or they may not give you a reason at all. If this is the treatment you are receiving, the time is...
On behalf of McDermott Law, LLC | May 9, 2018 | Firm News, Long-Term Disability and Combine Benefits with Claims
Many firefighters and police officers in the state of Colorado enjoy the benefits of the Fire & Police Pension Association of Colorado (FPPA). The FPPA administers a state-wide, multiple-employer retirement system providing defined benefit plan coverage. In...
On behalf of McDermott Law, LLC | Apr 11, 2018 | Firm News, Long-Term Disability and Combine Benefits with Claims
A career firefighter suffered from several work-related injuries. He made heroic efforts to continue working by pursuing every treatment option, including multiple surgeries, to improve his conditions. However, his doctors had grave concerns that he would ultimately...
On behalf of McDermott Law, LLC | Dec 27, 2017 | Firm News, Long-Term Disability and Combine Benefits with Claims
When it comes time to file a claim against a long-term disability (LTD) policy, figuring out the date of disability will be pivotal to determining if the claim will be approved or when it becomes payable. Although this date may be relatively clear or definitive in...
On behalf of McDermott Law, LLC | Dec 18, 2017 | Firm News, Long-Term Disability and Combine Benefits with Claims
When a claim is filed against a short- or long-term disability policy, the insurance company may request that the claimant attend an independent medical exam (IME). IMEs are basically a visit to a doctor selected by the insurer, during which the nature and severity of...
On behalf of McDermott Law, LLC | Nov 15, 2016 | Firm News, Long-Term Disability and Combine Benefits with Claims
Be very careful what you post on your social media sites, such as Facebook and even LinkedIn. Everyone knows Facebook. We have previously posted about the dangers of exposing your personal life for all the world to see, because your disability insurance carrier...
On behalf of McDermott Law, LLC | Oct 3, 2016 | Firm News, Long-Term Disability and Combine Benefits with Claims
Convincing your insurance company to approve a long-term disability (LTD) claimcan be challenging. Keeping your claim in an approved status can be similarly challenging. After LTD benefits have been approved, insurance companies will continue to review the claim and...
On behalf of McDermott Law, LLC | Jun 29, 2016 | Firm News, Long-Term Disability and Combine Benefits with Claims
Individuals suffering from bipolar disorder can experience many difficulties in life. Sufferers of bipolar disorder will experience feelings of depression that alternates with episodes of mania. The symptoms associated with bipolar disorder can render an individual...
On behalf of McDermott Law, LLC | Jun 22, 2016 | Firm News, Long-Term Disability and Combine Benefits with Claims
When an ERISA-governed benefit claim – and subsequent internal appeal – has been denied by the insurance company, a denial claimant may then have the option to file a lawsuit. The question often arises: “How long do I have to file my lawsuit?” The answer is not...
On behalf of McDermott Law, LLC | May 6, 2016 | Firm News, Long-Term Disability and Combine Benefits with Claims
After filing a short- or long-term disability claim, you may be required by your insurance provider to attend a so-called independent medical exam (IME) (the more appropriate term is Insurance Medical Exam). IMEs are physical exams conducted by licensed doctors who...
