WE DO NOT HANDLE SOCIAL SECURITY DISABILITY (SSDI) CLAIMS

Need a AD&D Claims Lawyer in Colorado?

If your accidental death & dismemberment (AD&D) claim has been denied, you may still have options. These claims often depend on strict policy definitions of “accident,” and insurers frequently dispute valid claims. At McDermott Law, LLC, we help beneficiaries review policies, challenge denials, and pursue the benefits they deserve.

Don’t face the insurance company alone—call today for a free Review of Denied Claims.

Put Our Knowledge And Experience On Your Side

Accidental death and dismemberment (AD&D) claims often depend on how an “accident” is defined and interpreted under the policy. At McDermott Law, LLC, we take a detailed approach to evaluating these claims and challenging denials based on misinterpretation or incomplete analysis.

Insurance companies may dispute whether a loss qualifies as accidental or rely on exclusions to deny benefits. We work to gather evidence, clarify the circumstances, and present a strong case that supports your eligibility under the policy terms. Whether the claim involves loss of life or serious injury, we focus on ensuring the full scope of benefits is considered. Our team is committed to helping clients pursue the compensation they are entitled to under their AD&D coverage.

How Our Attorneys Can Help

If you have been denied benefits that should have been protected by state law, ERISA or the Colorado PERA disability program, our lawyers can help you recover the financial support you need and deserve. We can:

  • Thoroughly review your case
  • Identify ways to overcome the denial
  • Prove your eligibility and entitlement to benefits
  • Stand up for your rights at every stage of the appeals process
  • Negotiate and/or litigate your insurance dispute claim

With us on your side, you can rest assured that you are getting the best possible representation for your claim and that you have the best chances of resolving your case as beneficially and efficiently as possible.

CLIENT REVIEWS

Our Attorneys and Staff

The Team of Attorneys and Staff at McDermott Law is dedicated to protecting your insurance benefits and defending your rights. We are experienced and well-equipped to represent individuals in a wide variety of insurance matters, including insurance claims governed by the Employee Retirement Income Security Act (ERISA) and claims under the Colorado Public Employees Retirement Association (PERA). We offer compassionate guidance through the insurance claim process and litigation when it becomes necessary.

Frequently Asked Questions

1. What is an AD&D claim?
It provides benefits for accidental death or serious injuries like loss of limbs, vision, or hearing.
2. Why are AD&D claims denied?
Denials often involve disputes over whether the injury or death qualifies as an “accident.”
3. Are AD&D benefits separate from life insurance?
Yes, AD&D is typically an additional benefit separate from basic life insurance.
4. What types of accidents are covered?
Common examples include car accidents, workplace incidents, or mechanical failures.
5. Can I appeal a denied AD&D claim?
Yes, many denied claims can be challenged with proper evidence and legal support.

Contact Us

"*" indicates required fields

Full Name*
*

Call Us Today

Location:

4600 S Ulster St Suite 800 Denver, CO 80237

Message Us