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	<title>www.colorado-disability-lawyer.com</title>
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		<title>DISCOVERY CLEARLY PERMISSIBLE IN THE 10TH CIRCUIT ACCORDING TO RECENT RULINGS</title>
		<description><![CDATA[. . . I previously blogged about the 10th Circuit’s decision in Murphy v. DeLoite &#038; Touche and the permissible scope of discovery in claims governed by the Employee Retirement Income Security Act (“ERISA”). (Click here for prior post.) Although many of our local judges in the federal court in Colorado previously allowed at least [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/disability/discovery-clearly-permissible-in-the-10th-circuit-according-to-recent-rulings/</link>
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		<title>EMPLOYERS NEED TO PAY BETTER ATTENTION TO THE LONG TERM DISABILITY POLICIES THEY ARE ACTUALLY PURCHASING!   SOME OF THESE POLICIES DON&#8217;T ADD UP TO MUCH</title>
		<description><![CDATA[. . . Every employer-provided long term disability policy I have reviewed in the past ten years contains some sort of limitation on conditions for which disability benefits can be granted or the duration of those benefits. The most common type of limitation seen in a long term disability policy relates to “mental disorders,” “substance [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/erisa-claims/employers-need-to-pay-better-attention-to-the-long-term-disability-policies-they-are-actually-purchasing-some-of-these-policies-dont-add-up-to-much/</link>
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		<title>CLIENT IS SUCCESSFUL WITH HIS PERA DISABILITY RETIREMENT CLAIM</title>
		<description><![CDATA[. . . . As mentioned elsewhere on this website and in our various blogs, Unum Life Insurance Company assumed the role as the Disability Program Administrator for the Colorado Public Employees Retirement Association’s (PERA) Disability Program. Unum became the administrator on January 1, 2011. If a PERA Member submitted a claim for disability prior [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/pera-claims/client-is-successful-with-his-pera-disability-retirement-claim/</link>
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		<title>UPDATE ON PERA DISABILITY RETIREMENT CLASS ACTION</title>
		<description><![CDATA[. As a reader of this blog site, you are likely aware of the class action lawsuit filed by the Law Office of Shawn E. McDermott against Standard Insurance Company and the Colorado Public Employee Retirement Association (PERA). This case is pending in Denver District Court. The basis of the lawsuit is our firm conviction [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/pera-claims/update-on-pera-disability-retirement-class-action/</link>
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		<title>SOCIAL SECURITY GOING BROKE WHILE ERISA INSURERS GETTING RICH</title>
		<description><![CDATA[. The news over the past couple of weeks has reminded the taxpayers and voters in this country that the Social Security Administration funding for disability payments is projected to run out of money in 2017. While the estimates for going broke on the retirement side of Social Security projects the problem will not to [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/social-security-going-broke-while-erisa-insurers-getting-rich/</link>
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		<title>SHAWN MCDERMOTT NAMED 2011 SUPER LAWYER</title>
		<description><![CDATA[Shawn McDermott has been recognized as a Colorado “Super Lawyer” for 2010. Mr. McDermott’s recognition falls in the area of Employee Benefits/ERISA Insurance Coverage and Personal Injury. The Super Lawyer’s recommendation is made by FindLaw.com, a Thomas Reuters business, an independent lawyer rating service. The selection process is based upon a “comprehensive, good faith and [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/erisa-claims/shawn-mcdermott-named-2011-super-lawyer/</link>
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		<title>SLIP AND FALL CASE RESULTS IN $650,000 SETTLEMENT</title>
		<description><![CDATA[. Nicole entered the Macy’s department store at the Town Center of Aurora in January 2007. She was nearly 100 feet inside the store when she slipped and fell. Snow, ice and water had been tracked in from the snowy conditions outside. According to our client, the floors were an absolute mess. We were able [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/slip-and-fall/slip-and-fall-case-results-in-650000-settlement/</link>
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		<title>FAVORABLE LONG TERM DISABILITY DECISION RECEIVED FROM STANDARD INSURANCE COMPANY</title>
		<description><![CDATA[. We recently learned that Standard Insurance Company has agreed with the position we took on behalf of a client whose claim for long term disability benefits had been denied. Our client’s claim was somewhat unique in that she had been receiving long term disability benefits for several years due to her chronic cardiac condition [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/disability/favorable-long-term-disability-decision-received-from-standard-insurance-company/</link>
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		<title>AMARA V. CIGNA DECISION RESTORES EQUITY PRINCIPLES TO ERISA</title>
		<description><![CDATA[. The Supreme Court of our land issued a new ERISA decision on May 16, 2011 titled Amara v CIGNA, Case No. 09-804, which restores equity to the law of employee benefits. Here, the plaintiffs were understandably perturbed when CIGNA converted their defined benefit plan to a cash balance plan. The summary plan description of [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/erisa-claims/amara-v-cigna-decision-restores-equity-principles-to-erisa/</link>
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		<title>ARE YOU A VICTIM OF LONG-TERM CARE INSURANCE FRAUD?</title>
		<description><![CDATA[. Studies suggest that 60% of individuals over age 65 will require some type of long-term care services during their lifetime. Long-term care insurance was developed to specifically cover the costs associated with long term care services. Most policies being sold to the public today are comprehensive policies covering care and services in many different [...]]]></description>
		<link>http://www.colorado-disability-lawyer.com/blog/are-you-a-victim-of-long-term-care-insurance-fraud/</link>
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